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Talk To Our Bankruptcy Advisors In Perth And Sail Beyond Debt
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Applying For Voluntary Bankruptcy & Insolvency in Australia Can Relieve The Pressure Of Debt In A Few Days

Declaring voluntary bankruptcy in Perth can be pain free, and beneficial for your financial future. We offer free bankruptcy advice, can help you consolidate debt, and come up with personal insolvency solutions for your situation.
If you are facing serious financial difficulties including tax and credit card debt, then bankruptcy can bring you immediate relief and peace of mind. The phone calls and threatening letters stop and you can start sleeping well again. Talk to us about WA insolvency solutions.

Take back control of your financial situation and start moving forward with your life! Our insolvency practitioners can provide a number of debt solutions to help you do this. Clear tax debt, claim personal insolvency, or consolidate debt. We offer free bankruptcy advice so you can make an informed decision and move beyond debt. Don't put it off for a second more, call us to set up an appointment today.
Bankruptcy is not a dirty word!

I am struggling financially and need bankruptcy advice and debt solutions.

There are a range of circumstances that can land you in financial trouble. The good thing is that bankruptcy or claiming personal insolvency was created as an option to help people just like yourself move beyond debt. If you find yourself in constant stress over your debt, we offer personal bankruptcy solutions tailored to your situation. Our experts work across Australia including Perth and Brisbane, and offer free advice depending on if you need to consolidate debt, debt relief or to let you know if bankruptcy is the right solution for you.
Claiming bankruptcy or personal insolvency may be the best option available. Talk to us to find out more.
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I can't pay all my bills and collection agencies are chasing me, what can I do?

The pressure of mounting debts can lead to stress and strain both personally and on families as a whole. Avoiding calls from debt collectors is just one of those things that can pile on. 
Remember, you are not alone. If everyday bills and credit card debt are becoming an issue, please speak to one of our insolvency practitioners about WA and QLD insolvency solutions and how we can help you.
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Can I still earn money
if I go Bankrupt?

An incredibly common question we come across is the fear that you will no longer be able to generate an income during Bankruptcy, in Australia. While there are certain stipulations, you are free to earn as much as you like. Talking to us about the pros and cons of going bankrupt can help alleviate your concerns and fast track you on your path to financial freedom.

The Income you can earn is calculated for each individual based on the number of dependents and adjusted upwards by the government (AFSA) in March and September each year to allow for movements in the cost of living. Talk to us to find out the best solution for you.

If you are struggling financially, call us today on 1300 887 210

Will I Lose My House If I Go Bankrupt?

Not necessarily, it is possible to keep your family home subject to meeting the requirements of your Bankruptcy Trustee. For example if you owned the family home jointly with your wife or partner and the property is valued at $500,000 and you have a loan against property for $475,000 then you have $25,000 in equity.

That equity is not all yours it belongs 50/50 with your partner. Therefore your trustee will require you to pay or raise from either your partner, family or friend $12500. If this can be achieved and you and your partner can still make the loan repayments then yes you can save your house. You will no longer own the property that will now belong to your wife/Partner.

Our experts are happy to answer any questions you may have.


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Will I lose my car?

The rules the regulator has set with a motor vehicle is that if you have no more than $7800 of equity in the vehicle you can keep it.

For example if you had a car valued at $30,000 and you had a loan against the vehicle for $23,000 then you have $7000 worth of equity you can therefore keep the car if you could still make the loan repayments.

Customer Stories

Peter a self- employed bricklayer from Mandurah had incurred a large ATO debt, behind with his credit cards and personal loans payments and because of the down turn in the building industry was unable to maintain a consistent income.

Peter was petrified to go bankrupt because of the stories he was hearing from numerous people in his industry. But after a chat with the friendly Bankruptcy Advisory Centre staff, to learn the truth about Bankruptcy. Peter decided to lodge his Bankruptcy papers and now consistently tells us life has never been better.

Peter, Mandurah

An ATO debt was not going away and the phone calls for overdue credit card, personal loan and car loan payments were a consistent worry for Ben who had recently split with his partner and with the added worry of not been able to support his two young children Ben becoming quite depressed.

A friend suggested he speak to Bankruptcy Advisory Centre. The result moved Ben into Bankruptcy provided him with a small surplus income which helped with his child support and he was able to keep his car which was under finance. Ben is now a much happier person.

Ben, Perth

Can I Travel Overseas?

One of the most common questions we get asked is about restrictions on travelling overseas after bankruptcy. The answer is simple - yes!
Being bankrupt does not stop you from travelling overseas. You can travel as often as you like provided you obtain written consent from your trustee. It's an offence to travel overseas without consent in writing. 
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How long does it take to go Bankrupt?

Bankruptcy can take between 3 to 10 days, after which you can get the weight of debt off your shoulders and begin to focus on moving forward in your life.
To find out how we can help, please contact one of our consultants today.
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